TERMS OF USE AND PRIVACY POLICY

The following Terms of Use govern the use of the Services provided on this website risk-indexes.com by Global Risk Profile Sàrl and its subsidiaries (hereafter “GRP”, “we”, “us”), a Swiss limited liability company, registered with the Commercial Register of Geneva under number CHE-115.880.517, headquartered at Rue de Lyon 91, 1203 Geneva, Switzerland.

All information in this website is attributed to Global Risk Profile Sàrl, including, without limitation, all text and data (collectively, the “Information”), which is the property of GRP.

GRP reserves the right to modify this agreement at any time without giving prior notice. Your use of this website following any such modification constitutes Your agreement to follow and be bound by the agreement, as modified. 

Your access to and use of the Service is conditioned by Your acceptance of and compliance with these Terms of Use. These Terms of Use apply to all visitors, users and others who access or use the Service.

By accessing and/or using paying services of the Website, You represent and warrant that You are at least eighteen (18) years of age, and are otherwise legally qualified to enter into and form contracts under applicable law. If You are using the Website on behalf of a business entity, You further represent and warrant that You are authorized to act and enter into contracts on behalf of that business entity.

We process your personal data in compliance with the provisions detailed by the GDPR and FADP.

You may contact us at any time at dataprotection@globalriskprofile.com to request that your personal information be deleted from our severs and databases.

For any other questions concerning our privacy policy, our use of your personal information and other similar matters, please contact our Data Protection Officer using the same e-mail address.

Access and Use

This website contains index data and related information and materials (“Index Data”). GRP grants you the access to this website for informational purposes.

Provided that Global Risk Profile is cited as your source, the content of this website is also available to you for:

  • Non-commercial private and professional use
  • Share on social media and in other formats such as articles, blog posts and presentations

Restrictions on Use

The Information may not be used for commercial sale or reuse to generate revenue.

The Information may not be modified, reverse-engineered, reproduced or disseminated in whole or in part without the mention of its originator or prior written permission from Global Risk Profile Sàrl.

By accessing this website You acknowledge that the (i) Index Data and all components thereof constitute proprietary information of substantial value to GRP, (ii) that you receive no proprietary rights whatsoever in or to the Index Data, and (iii) that title and ownership rights in and to the Index Data and all the rights therein and legal protections with respect thereto remain exclusively with GRP. You shall not, and shall not assist any third party to, assert any rights in the Index Data or any component thereof or challenge GRP’s rights therein.

Accounts / Subscription

This website allows users to purchase services from GRP following the activation of a user account. Users will be able to choose between three annual subscription options, ranging from a basic free account to a premium account, each corresponding to a different price tier. The subscription tiers provide varying degrees of access to risk indexes services and products. Subscribers will also be able to purchase screening reports credits, which can be utilized to order a set number of screening reports. Purchases can be made directly on the website. Purchased services will be accessible to the user directly on the website.

Billing and Cancellation

The subscription is annual – it renews on a yearly basis, starting from the moment of first purchase. The user will be billed once in a year, corresponding to the day of subscription.
Payments are to be made through online card payments or, exceptionally for payments amounting to CHF 1000 or more, through bank transfer.
Cancellation of subscription renewal will be possible up to the end of the ongoing subscription.
You may return your purchase within 14 calendar days provided that you did not use it. Tailor-made services such as screening reports can only be refunded if un-started. Refunds are issued depending on the payment method used.

Data Protection Policy

The personal information collected directly from the customer is the following: full name, address, email, phone number and payment data.

The information is provided by the client at the moment of subscription. In addition, personal information may be collected indirectly as the customer browses the site. The data collected will be utilized for billing and delivery of purchased products. It may also be utilized, in the future, for communication purposes, but will not be shared with other third parties.

Disclaimer

The user of the information contained in the Index Data assumes the entire risk of any use made of the Index Data. You understand and agree that the content of the Index Data is obtained from various third party sources and are provided on an “as is” basis. GRP does not perform any audit or verify the information provided by third parties. GRP is not responsible for and does not warrant the correctess, accuracy, completeness, non-infringement, originality, timeliness or any other characteristic of the Index Data.

The Information is not an offer, recommendation or solicitation to buy or sell any security or instrument or to participate in any particular trading strategy. Further, none of the Information is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such.

The materials appearing on this website could include technical, typographical, or photographic errors. GRP does not warrant that any of the materials on this website are accurate, complete, or current. GRP does not make any commitment to update the materials.

Limitation of Liability

In no event shall  GRP, its affiliates, its or their direct or indirect information providers nor any other third party involved in, or related to, compiling, computing or creating any of the Index Information (collectively, the “GRP Parties”) have any liability to any person or entity for any damages, whether direct, indirect, special, incidental, punitive, consequential (including, without limitation, loss of use, lost profits or revenues or any other economic loss) arising in any manner out of your use or inability to use any of the Index Data contained on this website, even if such party might have anticipated, or was advised or notified of, the possibility of such damages.

GRP shall not be liable for your browsing and use of this website and any activities conducted in relation thereto.

Modifications to Terms and Services

Within the limits of applicable law, the Company reserves the right to review and change the Terms of Use at any time. You are responsible for regularly reviewing these Terms of Use. Continued use and browsing of the Website after such changes shall constitute Your consent to such changes.

GRP shall not be liable for your browsing and use of this website and any activities conducted in relation thereto.

Indemnification

You agree to indemnify, defend and hold harmless the GRP Parties from and against any claims, losses, damages, liabilities, costs and expenses, including, without limitation, reasonable attorneys’ and other professional’s fees and costs, as incurred, arising in any manner out of your use of, or inability to use, any Index Data contained on the website.

Applicable Law

This Agreement shall be governed in all respects by the substantive laws of Switzerland. Any controversy, claim, or dispute arising out of or relating to the Agreement shall be subject to the jurisdiction of the competent courts of the Canton of Geneva, the jurisdiction of the Swiss Federal Court being expressly reserved.

Any claim under these Terms of Use must be brought within one (1) year from the cause of action. After one year, such claim or cause of action is to be considered barred.

 

Last updated: Oct 19, 2022

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